Rates for Small Business plans
There are 19 standardized rating regions in California.
| Region | Counties |
|---|---|
| Rating region 1 Rural North/Sierra |
Alpine, Del Norte, Siskiyou, Modoc, Lassen, Shasta, Trinity, Humboldt, Tehama, Plumas, Nevada, Sierra, Mendocino, Lake, Butte, Glenn, Sutter, Yuba, Colusa, Amador, Calaveras, Turolumne |
| Rating region 2 Wine Country |
Napa, Sonoma, Solano, Marin |
| Rating region 3 Greater Sacramento region |
Sacramento, Placer, El Dorado, Yolo |
| Rating region 4 San Francisco |
San Francisco |
| Rating region 5 Contra Costa |
Contra Costa |
| Rating region 6 Alameda |
Alameda |
| Rating region 7 Santa Clara |
Santa Clara |
| Rating region 8 San Mateo |
San Mateo |
| Rating region 9 Monterey Bay |
Santa Cruz, Monterey, San Benitio |
| Rating region 10 Central Valley North |
San Joaquin, Stanislalus, Merced, Mariposa, Tulare |
| Rating region 11 Central Valley South |
Madera, Fresno, Kings |
| Rating region 12 South Coast |
San Luis Obispo, Santa Barbara, Ventura |
| Rating region 13 Southern Desert |
Mono, Inyo, Imperial |
| Rating region 14 Kern |
Kern |
| Rating region 15 Los Angeles East |
Los Angeles ZIP codes starting with 906-912, 915, 917, 918, 935 |
| Rating region 16 Los Angeles West |
Los Angeles not including ZIP codes above. |
| Rating region 17 Inland Empire |
San Bernardino, Riverside |
| Rating region 18 Orange County |
Orange County |
| Rating region 19 San Diego |
San Diego |
Rating period: July 1, 2025 to September 30, 2025
Rate disclosures – July 1, 2025 to September 30, 2025 (PDF, 1.7 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 203 KB)
Rate book 1 (includes region 1) (PDF, 661 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.7 MB)
Rate book 3 (includes region 3) (PDF, 704 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1.1 MB)
Rate Book 5 (includes region 12) (PDF, 705 KB)
Rate book 6 (includes region 13) (PDF, 601 KB)
Rate book 7 (includes region 14) (PDF, 704 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.2 MB)
Rate book 9 (includes region 9) (PDF, 706 KB)
Rate book 10 (includes region 17) (PDF, 704 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.2 MB)
Rate disclosures – July 1, 2025 to September 30, 2025 (PDF, 1.7 MB)
Rating period: April 1, 2025 to June 30, 2025
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 7.4 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 197 KB)
Rate book 1 (includes region 1) (PDF, 646 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.6 MB)
Rate book 3 (includes region 3) (PDF, 688 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1.0 MB)
Rate book 5 (includes region 12) (PDF, 689 KB)
Rate book 6 (includes region 13) (PDF,587 KB)
Rate book 7 (includes region 14) (PDF, 687 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 688 KB)
Rate book 10 (includes region 17) (PDF, 687 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.1 MB)
Rate disclosures – April 1, 2025 to June 30, 2025 (PDF, 1.7 MB)
Rating period: January 1, 2025 to March 31, 2025
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 7.4 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 195 KB)
Rate book 1 (includes region 1) (PDF, 639 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.6 MB)
Rate book 3 (includes region 3) (PDF, 681 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1.0 MB)
Rate book 5 (includes region 12) (PDF, 682 KB)
Rate book 6 (includes region 13) (PDF,581 KB)
Rate book 7 (includes region 14) (PDF, 681 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 683 KB)
Rate book 10 (includes region 17) (PDF, 682 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.1 MB)
Rate disclosures – January 1, 2025 to March 31, 2025 (PDF, 1.7 MB)
Rating period: October 1, 2024 to December 31, 2024
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 7.4 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 206 KB)
Rate book 1 (includes region 1) (PDF, 639 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.6 MB)
Rate book 3 (includes region 3) (PDF, 682 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1 MB)
Rate book 5 (includes region 12) (PDF, 693 KB)
Rate book 6 (includes region 13) (PDF, 583 KB)
Rate book 7 (includes region 14) (PDF, 682 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 682 KB)
Rate book 10 (includes region 17) (PDF, 682 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.1 MB)
Rate disclosures – October 1, 2024 to December 31, 2024 (PDF, 2.3 MB)
Rating period: July 1, 2024 to September 30, 2024
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 14.2 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 334 KB)
Rate book 1 (includes region 1) (PDF, 1.1 MB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 4.9 MB)
Rate book 3 (includes region 3) (PDF, 1.2 MB)
Rate book 4 (includes regions 10, 11) (PDF, 1.8 MB)
Rate book 5 (includes region 12) (PDF, 1.2 MB)
Rate book 6 (includes region 13) (PDF, 979 KB)
Rate book 7 (includes region 14) (PDF, 1.2 MB)
Rate book 8 (includes regions 15, 16) (PDF, 2 MB)
Rate book 9 (includes region 9) (PDF, 1.2 MB)
Rate book 10 (includes region 17) (PDF, 1.2 MB)
Rate book 11 (includes regions 18, 19) (PDF, 2 MB)
Rate disclosures – July 1, 2024 to September 30, 2024 (PDF, 2.5 MB)
Rating period: April 1, 2024 to June 30, 2024
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 14.2 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 334 KB)
Rate book 1 (includes region 1) (PDF, 1.1 MB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 4.9 MB)
Rate book 3 (includes region 3) (PDF, 1.2 MB)
Rate book 4 (includes regions 10, 11) (PDF, 1.8 MB)
Rate book 5 (includes region 12) (PDF, 1.2 MB)
Rate book 6 (includes region 13) (PDF, 979 KB)
Rate book 7 (includes region 14) (PDF, 1.2 MB)
Rate book 8 (includes regions 15, 16) (PDF, 2 MB)
Rate book 9 (includes region 9) (PDF, 1.2 MB)
Rate book 10 (includes region 17) (PDF, 1.2 MB)
Rate book 11 (includes regions 18, 19) (PDF, 2 MB)
Rate disclosures – April 1, 2024 to June 30, 2024 (PDF, 1.7 MB)
Rating period: January 1, 2024 to March 31, 2024
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 7.5 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 278 KB)
Rate book 1 (includes region 1) (PDF, 641 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.7 MB)
Rate book 3 (includes region 3) (PDF, 687 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1.0 MB)
Rate book 5 (includes region 12) (PDF, 689 KB)
Rate book 6 (includes region 13) (PDF, 587 KB)
Rate book 7 (includes region 14) (PDF, 686 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 683 KB)
Rate book 10 (includes region 17) (PDF, 686 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.1 MB)
Rate disclosures – January 1, 2024 to March 31, 2024 (PDF, 1.8 MB)
Rating period: October 1, 2023 to December 31, 2023
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 7.5 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 278 KB)
Rate book 1 (includes region 1) (PDF, 641 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.7 MB)
Rate book 3 (includes region 3) (PDF, 687 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1.0 MB)
Rate book 5 (includes region 12) (PDF, 689 KB)
Rate book 6 (includes region 13) (PDF, 587 KB)
Rate book 7 (includes region 14) (PDF, 686 KB)
Rate book 8 (includes regions 15,16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 683 KB)
Rate book 10 (includes region 17) (PDF, 686 KB)
Rate book 11 (includes regions 18,19) (PDF, 1.1 MB)
Rate disclosures October 1, 2023 to December 31, 2023 (PDF, 2.7 MB)
Rating period: July 1, 2023 to September 30, 2023
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 7.3 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 346 KB)
Rate book 1 (includes region 1) (PDF, 640 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.6 MB)
Rate book 3 (includes region 3) (PDF, 687 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1.0 MB)
Rate book 5 (includes region 12) (PDF, 687 KB)
Rate book 6 (includes region 13) (PDF, 566 KB)
Rate book 7 (includes region 14) (PDF, 685 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 682 KB)
Rate book 10 (includes region 17) (PDF, 686 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.1 MB)
Rate disclosures July 1, 2023 to September 30, 2023 (PDF, 2.5 MB)
Rating period: April 1, 2023 to June 30, 2023
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 6.9 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 392 KB)
Rate book 1 (includes region 1) (PDF, 614 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.5 MB)
Rate book 3 (includes region 3) (PDF, 663 KB)
Rate book 4 (includes regions 10, 11) (PDF, 664 KB)
Rate book 5 (includes region 12) (PDF, 664 KB)
Rate book 6 (includes region 13) (PDF, 563 KB)
Rate book 7 (includes region 14) (PDF, 664 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 659 KB)
Rate book 10 (includes region 17) (PDF, 674 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.1 MB)
Rate disclosures April 1, 2023 to June 30, 2023 (PDF, 2.5 MB)
Rating period: January 1, 2023 to March 31, 2023
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 7.1 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 472 KB)
Rate book 1 (includes region 1) (PDF, 731 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 2.6 MB)
Rate book 3 (includes region 3) (PDF, 725 KB)
Rate book 4 (includes regions 10, 11) (PDF, 1.0 MB)
Rate book 5 (includes region 12) (PDF, 719 KB)
Rate book 6 (includes region 13) (PDF, 628 KB)
Rate book 7 (includes region 14) (PDF, 723 KB)
Rate book 8 (includes regions 15, 16) (PDF, 1.1 MB)
Rate book 9 (includes region 9) (PDF, 725 KB)
Rate book 10 (includes region 17) (PDF, 723 KB)
Rate book 11 (includes regions 18, 19) (PDF, 1.1 MB)
Rate disclosures January 1, 2023 to March 31, 2023 (PDF, 1.6 MB)
Rating period: October 1, 2022 to December 31, 2022
Rate book – includes medical and specialty (all regions: 1-19) (PDF, 2.1 MB)
Closed rate book – includes closed specialty (all regions: 1-19) (PDF, 201.2 KB)
Rate book 1 (includes region 1) (PDF, 296 KB)
Rate book 2 (includes regions 2, 4, 5, 6, 7, 8) (PDF, 863 KB)
Rate book 3 (includes region 3) (PDF, 309 KB)
Rate book 4 (includes regions 10, 11) (PDF, 398 KB)
Rate book 5 (includes region 12) (PDF, 310 KB)
Rate book 6 (includes region 13) (PDF, 281 KB)
Rate book 7 (includes region 14) (PDF, 309 KB)
Rate book 8 (includes regions 15,16) (PDF, 442 KB)
Rate book 9 (includes region 9) (PDF, 309 KB)
Rate book 10 (includes region 17) (PDF, 310 KB)
Rate book 11 (includes regions 18,19) (PDF, 442 KB)
Rate disclosures October 1, 2022 to December 31, 2022 (PDF, 2.3 MB)
