Individual term life insurance plans
Term Life and Accidental Death & Dismemberment (AD&D) insurance
Individual term life insurance from Blue Shield of California Life & Health Insurance Company (Blue Shield Life) can help your clients protect their loved ones from the unexpected. Proceeds can help contribute toward funeral expenses and other daily living expenses in uncertain times.
- Life insurance can be purchased on a standalone basis without a medical plan.
- Various increments from $10,000 to $100,000 are available.
- All requests for life insurance are processed using a dedicated life insurance application form (Application for Individual Term Life Insurance Coverage). Approval is subject to medical underwriting.
- Please refer to the ITL and AD&D benefit amounts and premium sheet for pricing.
You can also share with your clients our Dental, Vision and Life plans at a glance (PDF, 742 KB) and life insurance infographic (PDF, 378 KB) to help them understand the importance of life insurance when they need it the most.
Resources
2025 Plans at a Glance: Provide your clients with a high-level overview of our Blue Shield dental, vision and life plans. English (PDF, 742 KB), Chinese (PDF, 1.037 KB), Spanish (PDF, 733 KB)
- Individual Term Life and Accidental Death & Dismemberment (AD&D) – Insurance Coverage Application
- Individual Term Life and Accidental Death & Dismemberment (AD&D) – Benefit Amounts and Premiums
- Life Insurance Additional Contact Designation form (PDF, 443 KB)
Benefit options
Life insurance and Accidental Death and Dismemberment (AD&D) benefits are available in the following amounts: $10,000, $15,000, $25,000, $50,000, $75,000, and $100,000. Life insurance may be purchased with or without AD&D, but AD&D may only be purchased if a life insurance policy is purchased. All life insurance and AD&D plans terminate at age 65.
