Small Group

PPO Plans

A Blue Shield preferred provider organization (PPO) plan maximizes flexibility and choice. We have a vast network of in-network physicians, so your employees can easily access quality care, including specialists, without a referral.

PPO plan options

We help small businesses grow with the right health coverage.

PPO plans

All Blue Shield PPO plans are available with our Full PPO network or our virtual-first Tandem PPO network and include providers in all 58 California counties. 

Virtual Blue

This virtual-first PPO plan provides high-value, high-satisfaction virtual primary, specialty, and behavioral care. Your employees can always see an in-person doctor when necessary.

PPO saving plans

PPO savings plans, paired with HSAs, offer cost-effective health coverage. They’re ideal for budget-conscious groups.

Mirror PPO plans

Our Mirror PPO plans are identical to Blue Shield’s Covered California for Small Business (CCSB) offerings. They use the same Full PPO network as off-exchange plans.

Which PPO network fits your needs?

Tandem PPO

Our virtual-first Tandem PPO network features a streamlined set of providers with high-value member benefits like our Shield Concierge service, all at a lower cost.

Full PPO

Our Full PPO network is the most comprehensive option, giving members access to Blue Shield’s network of more than 80,000 doctors and 380 hospitals.

Virtual Blue

Today, employees expect more. Virtual BlueSM delivers with anytime, anywhere virtual care, $0 copays for AccoladeCare virtual visits, and in-person care when they want it. A collaborative approach to care delivers better outcomes and elevates employee satisfaction, driving value for businesses of all sizes.

  • Collaborative approach to care integrating primary, behavioral health, and specialty care.
  • A personalized experience with a dedicated virtual care team for each employee.
  • Easy access to care via our California and nationwide PPO networks.

The Virtual Blue plan is available to all fully insured groups and self-funded employers. It is also available with BlueHPN EPO and a Personal Savings plan.

Learn more about PPO plans for your employees

© California Physicians' Service DBA Blue Shield of California 1999-2025. All rights reserved. California Physicians’ Service DBA Blue Shield of California is an independent member of the Blue Shield Association. Health insurance products are offered by Blue Shield of California Life & Health Insurance Company. Health plans are offered by Blue Shield of California.

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